Term Share Certificates

An East Coast Credit Union Term Share Certificate account is a smart way to invest your savings, giving higher interest rates than a standard savings account. It helps members get more for their money:

• 6 and 12 month Term Share Certificates available.
• $500 minimum deposit to open a certificate.
• Dividends accrued on the average daily balance and posted quarterly and at maturity.
• Rollovers of current deposits will be permitted.
• Automatic renewal at maturity.
• Any withdrawals made before maturity will have an early withdrawal penalty imposed.

Money Market Account

Earn competitive dividends without locking into a fixed rate or fixed term. As interest rates rise, so do your earnings. Your funds are easily accessible online or through Money Market checks. Plus, with six withdrawals allowed per month, you can rest easy knowing that your funds are available when you need them.

• Minimum balance to open account : $5,000.00
• Minimum balance to earn dividends: $5,000.00
• Service Charge of $20.00/month if balance falls below minimum.
• Cost of checks to be paid for by the member.